According to Osho, money is “loaded” because a greedy psychology and an unjust system have let a neutral exchange-tool become our master. Without money, we feel condemned and desperate; with some, we crave endlessly; with too much, we drown in guilt for the exploitation used to get it, then seek relief through charity and religious approval. Thus money stirs fear, craving, comparison, and guilt, distorting our humanity.
Money is just a tool, but because we’re greedy and the system is unfair, it makes the poor feel scared, the rich want more, and the richest feel guilty.