Your chakras keep working after death at the level you reached; higher, aware centers carry you to finer worlds or beyond, not back to a heavy body.
From the Discourses
Passages where Osho speaks to this question — each links to the complete discourse.
If people who are established in the fourth, fifth, sixth or seventh chakra die, what will be the state of their chakras in the next birth? People of which plane stay in the realm of bodiless higher beings after their death? Do bodiless higher beings have to be reborn as human beings for the final attainment?
One rishi of the Upanishads prays, "Oh Lord, open the golden covers of this inner womb within which the reality is hidden." The covers are definitely of gold. They are such that we do not want to throw them aside; they are such that we are eager to keep them. The I-ness is the most priceless cover that is over us. We ourselves will not want to part from it and there is no external obstruction to stop us. The cover itself is so lovable that we cannot leave it. Therefore, the rishi says, "Remove the golden covers and open the womb that makes a person twiceborn." So Brahma gyanis were called twiceborn, and by Brahma gyani is meant one who has attained the sixth body. From the fifth to the sixth the journey is one of being twiceborn. The womb is different, the mode of being born is different.…
Osho, if a person situated in the fourth, fifth, sixth, or seventh chakras is reborn after death, what will be their corresponding cyclic status? Which embodied people attain the disembodied higher realms? For the final attainment, does a disembodied being have to take a human body again?
One whose fifth body has become active goes beyond the deva-yonī as well. The fifth body is the atma-body, the soul-body. And at the level of the fifth body, activity and awareness mean the same thing, because no one can reach the fifth without awareness. There, activity and awareness are simultaneous. Up to the fourth body, one’s journey can happen even while asleep. If one awakens, the journey changes toward the deva-yonī; if one remains asleep, the journey goes toward the pret-yonī. With the fifth body, activity and awareness are one and the same, because it is the soul-body; without awareness there is no meaning to “soul.” The very meaning of soul is consciousness. Therefore another name for soul is consciousness. There is no place for unconsciousness there. So from the fifth body onwards, the two are the same; but before the fifth, the two paths diverge. Up to the…
You have said that by resolving consciously to withdraw inside, or at the time of death, the entire life energy shrinks and returns to the center for the purpose of turning into a seed once again. At which center does the energy shrink? Does it concentrate at the agya chakra, at the navel, or at some other point? Which is the most important chakra, and why?
Therefore, the mental condition of the father and the mother, as well as their state of consciousness at the time of intercourse, determine what kind of soul will enter the womb, because only that type of consciousness, that kind of soul will be attracted to seek that womb which fits with the center closest to the minds of the father and mother during the intercourse. If two individuals who have gone deep into meditation make love not with the desire for sexual pleasure, but as an experiment in giving birth to a soul -- they can make use of the highest possible chakras for that purpose. This is the reason why the higher souls have to wait for a long time -- because they need a womb of a higher quality, which is very difficult to find. Hence, many good souls cannot take birth again for hundreds of years. The…
Osho, after attaining the fifth body or any of the subsequent bodies, does one still have to assume a gross physical body in the next birth?
Yes, that is correct: after attaining the fifth body, a person will not be born into this gross physical body. But there are other bodies. There are other bodies. In fact, there are bodies of the kind we have called “deities.” After the fifth, such bodies can become available. After the sixth, even those kinds of bodies will not be available. Not the bodies of “gods,” but the kind of body we have called “God,” Ishwar, will become available. But bodies will continue to be available; what kind they are is a very secondary matter. Only after the seventh will no bodies be available. Only after the seventh will there be a disembodied state. Before that, subtler and subtler bodies will keep becoming available. Grace is superior to shaktipat.